Insurance

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The insurance we offer covers medical costs including hospitalisation, illness, injury and death up to R50 million per person. There is cancellation cover (for medical or emergency reasons), luggage loss cover, airline failure and legal aid included.

They also cover you for Supplier Failure, meaning that your money is safe if one of the service providers used becomes insolvent before you travel. We strongly advise having some form of insurance that covers medical evacuations as well as a precaution.

Travel Insurance Consultants (TIC) is a specialist division of Santam. TIC is a member of the Association of South African Travel Agents (ASATA) and has been insuring travellers internationally and locally for over 25 years. Santam is an authorised Financial Service Provider.

TIC offers many types of travel insurance policies to cater for Leisure and Business travel needs and available through Travel Savvy, your travel professionals.

Leisure Insurance

Travel insurance protects leisure travellers against unforeseen costs like:

  • Hospital bills payable in foreign currencies
  • Costs incurred due to unexpected cancellation of trips
  • Lost luggage
  • Delayed flights
  • Accidental injuries requiring medical intervention

Business Insurance

Travel insurance protects business travellers against unforeseen costs like:

  • Hospital bills payable in foreign currencies
  • Costs incurred due to unexpected cancellation of trips
  • Lost luggage
  • Delayed flights

The leisure travel products include important benefits like:

  • Emergency Medical and Related Expenses*
  • Hospitalisation Cover for Pre-existing Illnesses*
  • Cover for Lost or Stolen Luggage*
  • Leisure sports activities

The business travel products include important benefits like:

  • Emergency Medical and Related Expenses*
  • Hospitalisation Cover for Pre-existing Illnesses*
  • Cover for Lost or Stolen Luggage*

What if:

  • You need to cancel or postpone a trip due to unexpected illness or accident?
  • You incur cancellation or curtailment costs?
  • You’re hospitalised during a trip?

What if:

  • You need to cancel or postpone a trip due to unexpected illness or accident?
  • You incur cancellation or curtailment costs?
  • You’re hospitalised during a trip and need a replacement staff member to attend to your business commitments?

This information is a summary of TIC products. Please refer to the master policy wording for full details.

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